Quick Student Loans...When You Need to Borrow Money Quick
When "quick student loans" are what you're looking for, you want to know how fast you can get the money. If you need loans to pay bills right away or if your computer died and you need to know where they'll finance no credit check computers, (try Blue Hippo or rent-a-center) normal college loan services won't do.
Your financial aid office is your first stop. Almost every college has funds set aside for student emergencies. No, of course they don't have a sign on the door saying, "How to get quick money- knock here."
But short-term loans called, "university student loans" can be obtained at very reasonable rates (usually under 8%) from your college. You have to go there, explain your situation and ask/beg.
In the fall of 2009, many students experienced delays with their FFELP federal student loans. They were able to get bridge loans to pay bills and buy food. Extensions for college tuition prices were also granted.
But this is short-term money. The schools generally expect payment in full by the end of the semester.
Your other option is a:
Pay Day Loan- Low Rate
Low rate? Well, no, not really. For a loan of 13-35 days, companies will charge from 15-25%. So, you only take this option if:
* you know for certain that you have money coming to you at a specific date
* the amount of interest you'll be paying is less than whatever costs you'll bear without the money
* you don't have cash available on a credit card (where for the same time period, you can pay it off without interest- only fees
You can get money in your checking account within 24 hours, (some places say 1 hour) but don't even bother looking unless you can prove income (at least $800 per month). There is no credit check, but they do want a pay stub.
If you are working, this is a short-term way to bridge a money gap. Do not let the loan rollover- the amount you owe will skyrocket.
Here are some lenders for you to compare. Do not worry about too many applications in too short a time for this type of loan- they won't be pulling any credit reports:
1. Secure Moneystore
$1000 FAST cash!
2. Team Quick Cash
$1000 FAST cash!
3. Magic Payday
$1000 Cash Now!
Tuesday, October 20, 2009
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